Looking for budget and household finance pages for a mini binder or mini planner? For years now I have used a regular-sized (9″ x 12″) binder for my household finances. There was nothing wrong with it except that it was separate from my mini planner.
So, I resized my finance pages and I love it. I no longer have to refer to a separate binder when it comes to things like scheduling bills or balancing my accounts. It is all in my mini planner. And now you can have them too, for free!
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Budget and Finance Pages
One of the pages you will receive is a monthly budget page. Below is an example of how I use my budget pages. And no, those are not my bills (I wish).
As you can see I list out all my bills then highlight them as I pay them off. In the lower portion of the budget page, I list other categories whose amounts fluctuate during the month. However, the goal is to not go over the budgeted amount I’ve set for the month.
Then I enter what my estimated pay for the month will be, subtract my total budget amount. This gives me my ’emergency’ amount that I set aside in case something happens like an unexpected car repair. If I don’t use this ’emergency’ amount, then I can transfer that to my savings account or pay off a debt.
Upcoming Bills Page
I use this sheet to keep track of my bills’ due dates so that I can easily enter those in my planner later.
I try to keep these bills in date order. This is why I skip a line between bills. It allows me to stick in an unexpected bill or leave room for bills I may have forgotten to enter.
Once I pay the bill, I check it off, then add it to the end of my list for next month if it is a monthly reoccurring bill.
The last column just lets me know the account I will be using to pay the bill. C is for checking and D is for my discover card. You may use other accounts such as your savings (S), American Express (A), or Visa (V). It reminds me to find that particular account page and enter in the bill.
I use my account pages to keep track of every account I have. This includes bank accounts, credit card accounts, my PayPal account, mortgage, and other investment accounts.
When I receive my statements from my bank or credit card company, I quickly check my balances to make sure they match.
How to Use Account Pages
If you have never balanced your accounts before, now is the time. This is how I detected fraud on my account a few years ago and was able to stop it in time.
On the 1st of every month, I check the balances of all my accounts and update them if needed. This lets me see my savings progress and motivates me to keep up the good work.
Like a checkbook register, I enter the date and transaction. You can subtotal every line but I don’t. I usually subtotal every five lines. The above example is a checking account so each transaction is usually subtracted. If this was a credit card account, then I would add the transactions.
When I receive my monthly statements for any of my accounts, I use the check column to confirm each transaction and to help me balance the account total. Again, this helps me keep track of every transaction so that I can easily detect any errors.
Other Free Mini Pages
Also, check out my other FREE mini planner pages:
Your Free Budget and Finance Pages
Remember to print front and back so that you have four pages per sheet saving you paper. And don’t forget to save your download so you can print them again when you need more.
Now if you are ready to get your mini finance pages, just fill out the form below.
If you have any questions or comments, please feel free to contact me at [email protected] or leave them down below in the comment section.
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